A Rare Find ~ **Assumable mortgage with 5.625% rate!** Come see this well-maintained 3-bedroom, 2-bath solid block home offering nearly 1,700 square feet of comfortable living space in the heart of Brandon. With NO HOA and NO CDD, this home offers the freedom and flexibility that can be hard to find in such a convenient location. Inside, the desirable split-bedroom floor plan provides privacy while multiple spacious living areas offer plenty of room to gather, entertain, or create a dedicated home office or flex space. The kitchen is a standout with beautiful wood cabinetry, quartz countertops, generous workspace, and plenty of storage. The freshly painted interior gives the home a bright and clean feel throughout. Step outside to the large screened-in back porch--an ideal extension of the living space for enjoying Florida weather, morning coffee, or evenings with friends and family. Beyond the porch is a spacious, fully fenced backyard with plenty of room for pets, play, gardening, entertaining, or simply enjoying your own private outdoor space. Additional highlights include a large two-car garage, an extended driveway providing ample parking, roof 2021, HVAC 2022, new flooring in kitchen and bathrooms, pull out draws in kitchen! Located in an established Brandon neighborhood with easy access to shopping, dining, schools, medical facilities, major roadways, and everything the Tampa Bay area has to offer. This home combines space, convenience, and flexibility--all without the added expense or restrictions of an HOA or CDD. Schedule a private showing today!